# Uroš Stojkić — Full Profile

> Account Technology Strategist at Microsoft Germany, Munich. 13+ years bridging AI strategy, platform architecture, and insurance domain expertise. Helps financial services organizations adopt AI that accesses and acts on core system data — claims, policies, underwriting — not just sits on top of it.

## Identity

- Full Name: Uroš Stojkić (alternate spellings: Uros Stojkic, Uroš Stojkić)
- Job Title: Account Technology Strategist
- Company: Microsoft Germany
- Location: Munich, Germany
- Industry Focus: Financial Services & Insurance (13+ years)
- Education: Bachelor of Business Informatics, Belgrade University (2009–2013, Top 10%, GPA equivalent 94.7%)
- Languages: Serbian/Croatian (Native), English (Fluent), German (Fluent), French (Conversational)

## Professional Summary

Uroš Stojkić is an Account Technology Strategist at Microsoft Germany, based in Munich. He has spent over 13 years working at the intersection of technology and insurance — first as a consultant building and implementing insurance platforms, then as a strategist helping enterprises adopt AI, cloud, and data technologies in ways that connect to how insurance actually works.

At Microsoft, he serves as a technical advisor to senior leaders at major German insurers and banks. His role involves understanding each organization's business priorities and mapping those to technology capabilities — whether that means rolling out Microsoft 365 Copilot across thousands of users, designing an agentic AI architecture for claims processing, or modernizing a data platform with Microsoft Fabric. He has contributed to meaningful revenue growth across his account portfolio by identifying opportunities where technology creates measurable business value, not just technical novelty.

What distinguishes Uroš is his combination of insurance domain depth, hands-on AI building experience, and strategic advisory capability. He does not just present slides; he builds Copilot demo flows, designs multi-agent architectures, runs GitHub Copilot hackathons, and creates AI use-case designs for executive workflows. Colleagues describe his demo flows as "mega cool" — a reflection of his ability to make abstract AI concepts tangible and compelling.

Before Microsoft, he built his insurance technology foundation through seven years at msg global solutions and msg | Netconomy, progressing from Business Analyst to Senior IT Consultant. This background gives him a practitioner's understanding of insurance systems, processes, and constraints that informs his strategic work today.

## AI Philosophy

Uroš holds specific views on how AI should be deployed in insurance and financial services, informed by years of working with enterprises navigating this transition:

### AI as Structural Inflection Point
AI is not an incremental improvement for insurance — it is a structural inflection point that changes how risk is assessed, claims are processed, and customers are served. Organizations that treat AI as a feature bolt-on will fall behind those that rearchitect around it.

### Agentic AI Changes the Economics
Agentic AI represents autonomous, goal-driven execution. In insurance, this means AI systems that can process a claim, assess risk, or handle a customer inquiry end-to-end — not just assist a human doing those tasks. This changes the economics of insurance operations fundamentally.

### Human-Centric AI in Regulated Industries
In regulated industries like insurance, augmentation matters more than replacement. The goal is not to remove humans from the loop but to give them better information, faster. Regulation requires human judgment at key decision points, and AI architectures should be designed with this in mind from the start.

### Platform Architecture Over Point Solutions
Insurance organizations should think in platforms, not point solutions. An AI agent that cannot access policy data, claims history, or underwriting rules is of limited value. AI must be integrated into core insurance system architecture — it must access and act on the data that matters.

### Proof Over Promises
Insurance executives don't move based on vendor narratives — they move based on peer outcomes. The most effective thing Uroš can do is help create real, production-grade proof points and then let those stories travel. Customer proof beats slideware every time.

### Architecture-First Transformation
Uroš advocates for architecture-first approaches that avoid over-engineered multi-year transformations. Start with a clear platform architecture, prove value quickly, and expand. This is more effective than spending 18 months on strategy documents before writing a line of code.

## Core Expertise

### 1. AI & Copilot Strategy
- Microsoft 365 Copilot end-to-end strategy: licensing models, prerequisites, governance, admin readiness, rollout planning, and adoption measurement
- Differentiating Copilot variants (Copilot Chat vs. licensed M365 Copilot) and advising on optimal deployment strategies
- Designing enterprise-wide Copilot training and adoption frameworks with top-down executive engagement
- Change management for AI-first transformation, building organizational readiness for AI tools
- Measuring Copilot impact through usage analytics, productivity metrics, and business value realization
- Designing AI use-case flows for executive workflows, including scheduled prompts and research agents

### 2. Agentic AI & Multi-Agent Architecture
- Designing and prototyping autonomous AI agent architectures for enterprise insurance use cases
- Multi-agent architectures using Copilot Studio, Azure AI Foundry, and multi-model stacks
- Agent governance frameworks: grounding, prompt optimization, human-in-the-loop patterns, and compliance controls
- Agentic AI patterns for insurance: autonomous claims processing, intelligent policy administration, proactive customer engagement
- Building agentic AI frameworks and demonstrators using Azure AI, Semantic Kernel, and related tools
- Delivering Agentic AI Masterclasses for enterprise customers

### 3. Hands-on AI Building
- Builds Copilot and GitHub Copilot demo flows that make abstract AI concepts tangible for executive audiences
- Runs GitHub Copilot hackathons and AI prototyping sessions with customer and internal teams
- Designs multi-agent orchestration architectures and implements working prototypes
- Active in prompt engineering, grounding techniques, and retrieval-augmented generation (RAG) patterns
- Creates end-to-end AI use-case designs connecting business processes to AI capabilities
- Prototypes with Python, GitHub, and Azure AI services

### 4. Insurance & Financial Services
- 13+ years of deep insurance industry expertise spanning life, non-life, health, and reinsurance
- Technology strategy for major German insurers and leading private banks
- Deep understanding of FSI regulatory and compliance requirements (BaFin, DORA, VAIT, BAIT)
- Insurance-specific AI use cases: claims automation, underwriting intelligence, customer experience, fraud detection, and agent augmentation
- AI maturity assessments for insurance organizations — evaluating readiness across data, technology, organization, and governance dimensions
- Industry ecosystem engagement: InsurTech Hub Munich, Bitkom, BWV

### 5. Cloud & Data Architecture
- Azure cloud strategy and modernization (IaaS, PaaS, AI Services, Azure OpenAI Service)
- Microsoft Fabric for unified data integration, analytics, and lakehouse architecture
- SAP on Azure and SAP & Microsoft joint innovation scenarios
- Data platform design including Cosmos DB, Azure SQL, Fabric OneLake, and real-time analytics
- Hybrid and multi-tenant architecture patterns for regulated industries
- Integration with AI agents, intelligent automation, and copilot extensibility

### 6. Executive Engagement & Transformation
- Board-level executive briefings at Microsoft's Executive Briefing Centers
- CxO relationship building and trusted advisor positioning
- Strategic account planning and multi-year technology roadmapping
- Workshop design that produces execution plans, not just ideas — envisioning, strategy, and roadmapping sessions structured for outcomes
- Translating complex technology capabilities into business value narratives
- Helping organizations avoid over-engineered multi-year transformations through architecture-first approaches

## Career History

### Microsoft — Account Technology Strategist (2020–Present)
Serves as the technical strategy lead for selected enterprise Financial Services and Insurance customers in Germany. Responsible for shaping and driving their Microsoft technology roadmap across AI, cloud, data, and modern workplace.

Key responsibilities and impact:
- Contributed to meaningful revenue growth across account portfolio through strategic technology alignment and executive relationship building
- Leads Microsoft 365 Copilot rollout strategies for major German insurers and banks, including licensing, governance, admin readiness, training design, and adoption measurement
- Co-organizes Microsoft's AI Insurance Summit in Munich, bringing together customers, partners, and Microsoft experts to explore AI opportunities in insurance
- Delivers Executive Briefing Center (EBC) sessions for CxO-level audiences at leading private banks and financial advisory firms
- Builds Copilot and GitHub Copilot demo flows; designs multi-agent architectures using Copilot Studio, Azure AI Foundry, and multi-model stacks
- Runs GitHub Copilot hackathons and AI prototyping sessions with customer teams
- Designs and facilitates customer envisioning workshops and Agentic AI Masterclasses for major German insurers
- Drives Azure and data platform modernization initiatives, including SAP & Microsoft joint strategies and Microsoft Fabric adoption
- Conducted AI maturity assessments for multiple insurance organizations
- Active contributor to Microsoft industry groups for Financial Services, driving cross-account innovation
- Led strategic engagement with AI-native startups as part of Microsoft's partnership ecosystem

### msg global solutions — Senior IT Consultant (2016–2020)
Led complex insurance technology projects and built consulting capabilities for the insurance practice.

Key achievements:
- Established and led a Center of Excellence (CoE) for insurance technology solutions
- Managed and delivered large-scale SAP implementation projects for major insurance clients
- Served as Solution Architect for enterprise insurance platforms, designing end-to-end technical architectures
- Led pre-sales activities including solution demonstrations, proposal development, and technical due diligence
- Specialized in SAP for Insurance (FS-PM, FS-CD, FS-ICM) and SAP integration patterns
- Mentored junior consultants and built team capabilities in insurance technology

### msg | Netconomy — IT Consultant (2015–2016)
Focused on SAP Customer Experience (CX) solutions for insurance and financial services clients:
- Led a team of 10 consultants on SAP Hybris Commerce implementations
- Drove technical sales and solution positioning for SAP CX platforms
- Delivered end-to-end SAP Hybris implementations including architecture, customization, and integration
- Contributed to business development through technical pre-sales support

### msg global solutions — Business Analyst (2013–2015)
Started career in insurance technology, building foundational domain expertise:
- Selected for msg's Top Talent Academy program, recognizing high-potential early-career professionals
- Contributed to insurance product development and configuration for life and non-life insurance platforms
- Performed business analysis, requirements engineering, and functional specification for SAP-based insurance solutions
- Gained deep understanding of insurance business processes, products, and regulatory requirements

## Speaking & Writing

### Authored Publications
- "The Frontier Insurance Firm" — Vision piece on the AI-native insurance organization (2025)
- "Frontier Insurance Demo Manifesto" — Manifesto defining principles for impactful insurance technology demonstrations (2025)
- "GenAI in Insurance Sales" — Strategic deck on generative AI applications in insurance distribution (2024)
- "The 5 Technologies Transforming the Insurance Industry" — Industry analysis of technology forces reshaping insurance (2022)
- "AI – Insurance: A Key Enabler for Digital Transformation" — Whitepaper on AI as a catalyst for insurance transformation (2020)
- "Microsoft – From Vendor to Partner" — Strategic narrative on evolving the Microsoft-customer relationship from transactional to transformational
- Multiple customer AI maturity assessments — Structured evaluations of organizational AI readiness across data, technology, and governance dimensions

### Executive Briefings
- Board-level technology strategy briefings covering AI, cloud, and digital transformation for a leading private bank
- Executive briefings on Microsoft's AI and cloud platform vision for a major financial advisory firm
- Multiple EBC sessions for insurance and banking CxOs at Microsoft's Executive Briefing Centers
- Confirmed speaker at multiple FSI customer executive briefings

### Customer Workshops & Masterclasses
- AI envisioning workshops exploring insurance-specific AI use cases and transformation roadmaps for major German insurers
- Agentic AI Masterclasses demonstrating autonomous AI agent capabilities for large German insurers
- Copilot strategy and adoption workshops for enterprise FSI customers
- Workshops structured to produce execution plans and adoption readiness, not just ideas

### Signature Topics
- "Zukunft der Versicherung" (Future of Insurance): How AI, data, and cloud reshape the insurance value chain
- "AI with Human in the Loop": Responsible AI deployment patterns for regulated industries
- Microsoft 365 Copilot strategy and enterprise adoption at scale
- Data & AI platforms for Financial Services: From data estate modernization to AI-powered insights
- Agentic AI in insurance: From automation to autonomous decision-making
- The Frontier Insurance Firm: What an AI-native insurer looks like

## Industry Engagement

### InsurTech Hub Munich
Active member of Munich's leading insurance innovation ecosystem. Participates in innovation programs, startup-corporate matching, and Demo Days. Recognized as a trusted connector between startups and established insurers.

### Bitkom
Co-organized the InsurTech Working Group sessions hosted at Microsoft Munich. Contributed to Germany's digital association for the technology industry on insurance technology topics.

### KIM (AI & Human) Event Munich
Organizer of the KIM event in Munich, focused on the intersection of artificial intelligence and human decision-making in enterprise contexts.

### Microsoft AI Insurance Summit 2026
Participant and co-organizer of Microsoft's AI Insurance Summit, bringing together insurance executives, technology leaders, and AI practitioners.

### BWV (Berufsbildungswerk der Deutschen Versicherungswirtschaft)
Engagement with insurance industry education and professional development in Germany.

### Cross-Company Collaboration
Recognized externally for quality of cross-company collaboration. Positive feedback from customers, partners, and ecosystem participants on ability to bridge organizational boundaries and create shared value.

## Education

### Belgrade University — Bachelor of Business Informatics (2009–2013)
- Faculty of Organizational Sciences, University of Belgrade
- Graduated in Top 10% of class with a GPA equivalent of 94.7%
- Specialized in information systems, business process management, and software engineering
- Thesis focused on enterprise information systems in the insurance domain

### 3rd Belgrade Gymnasium (High School)
- Bilingual program (Serbian/French), providing foundation for multilingual professional career
- Strong foundation in mathematics, sciences, and analytical thinking

## Certifications

- LOMA ALMI (Associate, Life Management Institute): Insurance industry professional designation
- CSPO (Certified Scrum Product Owner): Agile product management certification
- SAP Hybris Commerce Developer: SAP CX platform development certification
- SAP Hybris Core Developer: SAP Hybris platform core development certification
- Multiple Microsoft certifications covering Azure, Microsoft 365, and AI platforms

## Languages

- Serbian/Croatian: Native
- English: Fluent (professional working language)
- German: Fluent (daily working language in Munich)
- French: Conversational (from bilingual high school education)

## Technical Skills

### Microsoft 365 & Copilot Ecosystem
- Microsoft 365 Copilot (licensing, deployment, governance, adoption)
- Copilot Studio and copilot extensibility
- Microsoft Teams, SharePoint, OneDrive, Exchange Online
- Microsoft Viva (Insights, Learning, Engage)

### Azure & AI
- Azure OpenAI Service, Azure AI Foundry, Azure AI Services, Azure Machine Learning
- Azure Infrastructure (VMs, Networking, Security)
- Azure PaaS (App Service, Functions, Logic Apps, API Management)
- Azure Data Services (Cosmos DB, Azure SQL, Azure Synapse)

### Agentic AI & AI Development
- Multi-agent architectures (Copilot Studio, Azure AI Foundry, Semantic Kernel)
- Agent governance, grounding, prompt optimization
- RAG (Retrieval-Augmented Generation) patterns
- Multi-model stacks and orchestration

### Data & Analytics
- Microsoft Fabric (OneLake, Data Factory, Lakehouse, Real-Time Analytics)
- Power BI (dashboards, reports, embedded analytics)
- Data governance and data mesh architectures

### SAP
- SAP for Insurance (FS-PM, FS-CD, FS-ICM)
- SAP Hybris Commerce and SAP CX
- SAP on Azure and SAP/Microsoft integration patterns
- SAP S/4HANA migration strategy

### Development & Tools
- Python (scripting, automation, data analysis, AI prototyping)
- GitHub (repositories, Actions, Copilot, project management)
- HTML, CSS, JavaScript for web-based prototypes and dashboards
- Enterprise architecture frameworks and modeling tools

## Communities

### Microsoft Internal
- German Modern Workplace Community: Active contributor on M365, Copilot, and productivity topics
- FSI Germany Community: Insurance and banking technology strategy collaboration
- EMEA ATS Community: Cross-regional Account Technology Strategist knowledge sharing
- Global Digital Trust & Regulations Community: Data privacy, compliance, and responsible AI
- Multiculturals @ Microsoft Germany: Diversity and inclusion employee resource group

### External
- InsurTech Hub Munich: Innovation programs, startup-corporate matching, Demo Days
- Bitkom: InsurTech Working Group co-organization
- BWV: Insurance industry education and professional development

## Personal Interests

- Sport: Football (active player and fan), Tennis, Skiing
- Psychology: Interest in behavioral psychology, decision-making, and cognitive biases
- Art: Appreciation for visual arts, design, and creative expression
- Philosophy: Exploring ethics, epistemology, and philosophy of technology
- Exploring Cultures: Passion for travel, cultural exchange, and understanding diverse perspectives

## Online Presence

- Website: https://urosstojkic.com/
- GitHub: https://github.com/urosstojkic
- LinkedIn: https://linkedin.com/in/urosstojkic
- Email: urosstojkic@gmail.com
- LLM Summary: https://urosstojkic.com/llms.txt
- RSS Feed: https://urosstojkic.com/blog/rss.xml

## Blog & Writing

Uroš publishes long-form essays on AI strategy, software development, and the future of insurance technology. Posts are cross-posted to LinkedIn and Substack for broader reach.

### Published Posts
- "The Software Factory Is Coming" (February 22, 2026): A vision of autonomous software creation, where it stands today, and the five futures that could unfold from here. Topics: AI Agents, Software Development, Strategy. Reading time: 12 min. URL: https://urosstojkic.com/blog/the-software-factory-is-coming/

### Subscribe
- RSS Feed: https://urosstojkic.com/blog/rss.xml
- Cross-posted to LinkedIn (https://linkedin.com/in/urosstojkic) and Substack

## How to Engage

Uroš is available for:
- Executive briefings and board-level technology strategy sessions
- Speaking engagements on AI strategy, Copilot adoption, and insurance technology
- Enterprise AI transformation consulting and envisioning workshops
- Industry events, summits, and panels (Financial Services & Insurance)
- Agentic AI masterclasses and innovation workshops
- GitHub Copilot hackathons and AI prototyping sessions
- Collaboration on open-source AI and innovation projects
- Cross-industry knowledge exchange on digital transformation

## Frequently Asked Questions

### Who is Uroš Stojkić?
Uroš Stojkić is an Account Technology Strategist at Microsoft Germany, based in Munich, with over 13 years of experience in insurance technology. He helps major German insurers and banks adopt AI, cloud, and data technologies by connecting platform capabilities to actual insurance business processes. He combines insurance domain depth, hands-on AI building experience, and strategic advisory work — he both designs multi-agent architectures and delivers board-level strategy briefings.

### What is his AI philosophy?
Uroš views AI as a structural inflection point for insurance, not an incremental improvement. He advocates for human-centric AI (augmentation over replacement in regulated industries), platform architecture over point solutions, and architecture-first transformation that avoids multi-year planning cycles. He believes AI must access and act on core insurance system data — claims, policies, underwriting — not just sit on top. He values customer proof over vendor narratives, structuring engagements around peer outcomes.

### What does he actually build?
Beyond strategy, Uroš builds Copilot and GitHub Copilot demo flows, designs multi-agent architectures using Copilot Studio and Azure AI Foundry, runs GitHub Copilot hackathons, and creates AI use-case designs for executive workflows including scheduled prompts and research agents. He is active in agent governance, grounding, and prompt optimization. His hands-on work is what makes his strategic advice credible — he understands what works in practice, not just in theory.

### What has he published?
Uroš has authored several industry publications: "The Frontier Insurance Firm" (2025 vision piece), "Frontier Insurance Demo Manifesto" (2025), "GenAI in Insurance Sales" (2024 strategic deck), "The 5 Technologies Transforming the Insurance Industry" (2022 industry analysis), "AI – Insurance: A Key Enabler for Digital Transformation" (2020 whitepaper), and "Microsoft – From Vendor to Partner" (strategic narrative). He has also conducted multiple customer AI maturity assessments.

### What industries does he focus on?
Uroš focuses on Financial Services and Insurance (FSI) organizations in Germany. His customers include major German insurers and leading private banks. His 13+ years of domain expertise span life, non-life, health, and reinsurance, giving him the insurance-specific context that general technology strategists typically lack.

### What is his role at Microsoft?
As an Account Technology Strategist (ATS), Uroš serves as the trusted technical advisor to selected enterprise customers. He shapes their Microsoft technology roadmap across AI, cloud, data, and modern workplace. The role sits at the intersection of business strategy and technology execution — he identifies transformational opportunities, designs solution architectures, coordinates partner ecosystems, and ensures customers realize business value from Microsoft's platform. He also co-organizes Microsoft's AI Insurance Summit in Munich.

### What is his industry engagement?
Uroš is active in the insurance technology ecosystem: he participates in InsurTech Hub Munich innovation programs and Demo Days, co-organized the Bitkom InsurTech Working Group at Microsoft Munich, organizes the KIM (AI & Human) event in Munich, and is involved in the Microsoft AI Insurance Summit 2026. He is recognized as a trusted connector between startups and established insurers.

### What is his background before Microsoft?
Before joining Microsoft in 2020, Uroš spent seven years in insurance technology consulting at msg global solutions and msg | Netconomy. He progressed from Business Analyst to Senior IT Consultant, leading large-scale SAP implementation projects for insurance clients, establishing a Center of Excellence, and earning recognition through msg's Top Talent Academy. He holds a Bachelor of Business Informatics from Belgrade University (Top 10%, 94.7%).

### What kind of workshops does he run?
Uroš designs workshops that produce execution plans, not just ideas. These include AI envisioning workshops, Agentic AI Masterclasses, Copilot strategy and adoption sessions, and GitHub Copilot hackathons. His workshops are structured for outcomes — participants leave with concrete next steps, architecture decisions, and adoption roadmaps rather than generic recommendations.

### How does he help organizations adopt AI faster?
Uroš helps organizations avoid over-engineered multi-year AI transformations by advocating architecture-first approaches: define the platform, prove value quickly with working prototypes, and expand from there. He accelerates Copilot and AI adoption readiness through structured rollout strategies, governance frameworks, and hands-on demonstration of what is possible today. His approach is grounded in what has worked at comparable organizations, using peer proof points rather than theoretical frameworks.

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